Travel Insurance
Be prepared for unforeseen accidents or events that can leave you cancelling your trip, or worse, out of pocket costs! We have partnered with Travel Insured to offer you coverage for the unexpected.
Travel Insurance:
Travel Insurance is available through Travel Insured International. This plan covers cancellations due to most medical and dental emergencies, and death, for yourself and immediate family only. It also covers loss of luggage, trip delay, and much more. The Travel Insurance Premium is based on overall trip cost and is non-refundable. For full details, click here.
Refund Guarantee Add On:
This supplemental policy can be purchased in addition to Travel Insurance for a flat fee of $299 per person. This guarantees a refund for cancellations made for any reason that is not covered by Travel Insurance (ie. change of heart, work event, wedding).
The Refund Guarantee Add On must be purchased at the time of booking and paid with the deposit and travel insurance. Cancellations must be received in writing no later than 24 hours prior to departure. Cancellations received within 24 hours prior to departure will be processed as per terms and conditions. With this policy travelers are eligible for a full refund with the exception of the Travel Insurance Premium and Refund Guarantee Add On Fee. (This policy was previously called Refund Guarantee Add On Plan)
State to State:
Certain States require you to purchase Insurance first, in order to have the option of purchasing the Refund Guarantee Add On Plan. Other States allow you to choose to purchase one, the other, or both.
How do I know what my State requires?:
Select your “State”, below, and the details are provided accordingly.
We have partnered with Travel Insured to offer you coverage for the unexpected.
TRAVEL INSURED INTERNATIONAL
Coverage for medical and/or dental attention during a trip, loss of luggage, missed flight connections and much more. Waiver of pre-existing medical conditions available.
Considering purchasing Travel Protection. We offer a Travel Protection Plan from Travel Insured International. This Travel Protection Plan includes a waiver of preexisting
medical conditions, but only if the plan is purchased within twenty-one (21) days of the date that your initial trip Registration/Deposit is received and you satisfy all
additional terms described in the plan. You have up until 72 hours prior to trip departure to purchase Travel Protection. Once purchased, the plan may be returned within
fourteen (14) days of receipt for a full refund. After 14 days, the plan is non-refundable.
For Additional Information and Frequently asked Questions: sales@206tours.com
To View the Travel Protection Plan, Please Select Your Location:
All States Arkansas California Colorado Kansas Montana Massachusetts New Hampshire New York Indiana Oregon Texas Washington
To File a Claim: Call Travel Insured International 24/7 Toll-free: 844-228-3679 mention plan code: T-20012
Travel Protection is not available for purchase if you are within 72 hours of departure.
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For Emergency Assistance During Your Trip Call:
- 1-800-494-9907
- 1-603-328-1707 (Collect)
Already booked your trip? Add Travel Insurance - Click Here
206 Tours is not an insurer and does not have any liability for any coverage amounts. As a travel retailer, 206 Tours is not qualified or authorized to answer technical questions about the benefits, exclusions or conditions of any of the insurance coverages in the plan or to evaluate the adequacy of your existing insurance coverage. 206 Tours and its employees may offer and disseminate travel insurance under the direction of Travel Insured International. You may have coverage from other sources that provides you with similar benefits but may be subject to different restrictions depending upon your other coverages. You may wish to compare the terms of this plan with your existing life, health, home, and automobile insurance policies. If you have any questions about your coverage, contact Travel Insured at 1-844-228-3679. Purchasing a travel protection plan is not required in order to purchase any other products or services offered by 206 Tours.
Travel Protection Plan for travelers of 206 Tours >>Regular Plan
TRAVEL INSURED PROTECTION PLAN OFFERS:
• Trip Cancellation / Interruption coverage
• $300,000 Emergency Medical Evacuation/ Medical Repatriation/ Return of Remains coverage
• Pre-existing Condition Exclusion Waiver*
• 6 hour Travel Delay benefit
• $1,500 Baggage & Personal Effects coverage
• $500 Baggage Delay
• 24 hour Non-Insurance Assistance Services (Name the Entity who provides these)
| Schedule of Benefits | |
|---|---|
| Benefits | Maximum Limit |
| Trip Cancellation | 100% of Trip Cost |
| Trip Interruption | 100% of Trip Cost |
| Travel Delay (6 hours) | $500 |
| Missed Connection (3 hours) | $500 |
| Baggage and Personal Effects | $1,500 |
| Baggage Delay (24 hours) | $500 |
| Accident & Sickness Medical Expense | $75,000 |
| Dental Sublimit | $500 |
| Emergency Medical Evacuation, Medical Repatriation & Return of Remains | $300,000 |
| 24-Hour Accidental Death & Dismemberment | $25,000 |
| Maximum Trip Cost | $20,000 |
WORLDWIDE NON-INSURANCE ASSISTANCE SERVICE:
• Medical or Legal Referral
• Passport/ Visa Information
• Prescription Drug/ Eyeglass Replacement
• Emergency Cash Advance
• Inoculation Information
• Lost Baggage Retrieval
Sometimes the perfect trip can take some unexpected turns.
Have you thought about what would happen to yourself or your trip investment if:
• You arrive at your destination, but your baggage doesn't
• You have a medical emergency in a foreign country
• You miss a connection due to a flight delay
• Your pocketbook is stolen with your cash, credit cards and passport in it
• A family member becomes ill and you can no longer travel
For Questions Regarding Protection Plan Benefits Call 844-228-3679 Plan Code: T-20012
This document contains highlights of the plan. The plan contains insurance benefits underwritten by the United States Fire Insurance Company. C&F and Crum & Forster are registered trademarks of United States Fire Insurance Company. The Crum & Forster group of companies is rated A (Excellent) by AM Best Company 2018. The plan also contains non-insurance Travel Assistance Services that are provided by an independent organization, and not by United States Fire Insurance Company or Travel Insured International. Coverages may vary and not all coverage is available in all jurisdictions. Individuals looking to obtain additional information regarding the features and pricing of each travel plan component, please contact Travel Insured.
Travel Protection Plan for travelers of 206 Tours:
| TRIP COST | RATE |
| $0 - $499 | $105 |
| $500 - $1,000 | $130 |
| $1,001 - $1,500 | $150 |
| $1,501 - $2,000 | $170 |
| $2,001 - $2,500 | $180 |
| $2,501 - $3,000 | $196 |
| $3,001 - $3,500 | $210 |
| $3,501 - $4,000 | $225 |
| $4,001 - $4,500 | $240 |
| $4,501 - $5,000 | $253 |
| $5,001 - $5,500 | $280 |
| $5,501 - $6,000 | $308 |
| $6,001 - $7,000 | $345 |
| $7,001 - $8,000 | $420 |
| $8,001 - $9,000 | $495 |
| $9,001 - $10,000 | $573 |
| $10,001 - $11,000 | $645 |
| $11,001 - $12,000 | $720 |
| $12,001 - $13,000 | $795 |
| $13,001 - $14,000 | $870 |
| $14,001 - $15,000 | $943 |
| $15,001 - $16,000 | $1,020 |
| $16,001 - $17,000 | $1,095 |
| $17,001 - $18,000 | $1,170 |
| $18,001 - $19,000 | $1,245 |
| $19,001 - $20,000 | $1,320 |
For trips over 30 days, an additional $18 per day will be added to the insurance rate for each day exceeding 30 days.
*The rate is made up of the cost of the entire plan that includes insurance benefits and non-insurance services. It does not include the cost of Refund Guarantee Add On (described below).
Brief Outline of Insurance Coverage
Restrictions ApplyTRIP CANCELLATION & TRIP INTERRUPTION
Benefits can be paid for unused non-refundable Prepaid Payments or Deposits You paid for Travel Arrangements (for Trip Cancellation) or to reimburse You for the Prepaid Payments or Deposits for unused non-refundable land or water Travel Arrangements plus the Additional Transportation Cost paid (for Trip Interruption): Some examples of reasons for Trip Cancellation or Trip Interruption that can be covered:
• Trip Cancellation / Interruption coverage
• You or a Family Member or a Traveling Companion or a Business Partner's covered Sickness or Injury.
• You or Your Traveling Companion being directly involved in a traffic accident, while en route to Your scheduled point of departure.
• Inclement Weather that causes complete cessation of services of the Common Carrier on which You are scheduled to travel.
TRAVEL DELAY
Benefits can be paid if You are delayed for 6 hours or more while en route to or from, or during Your Trip, some examples of reasons for Travel Delay that can be covered:
• Trip Cancellation / Interruption coverage
• Delay of a Common Carrier
• Lost or stolen passports, travel documents or money
• A documented weather condition preventing You from getting to the point of departure.
MISSED CONNECTION
If you miss Your cruise or tour departure because Your arrival at Your Trip destination is delayed for 3 or more hours.
BAGGAGE AND PERSONAL EFFECTS
Benefits can be provided against all risks of permanent loss, theft or damage to Your Baggage and Personal Effects.
BAGGAGE DELAY
Can reimburse You, for the cost of necessary personal effects purchased by You, if Your Baggage is delayed for more than 24 hours during Your Trip.
PRE-EXISTING CONDITION EXCLUSION WAIVER
The exclusion for Pre-Existing Condition will be waived provided:
• Your Payment or Deposit for this plan and enrollment form are received within 21 days of the date Your initial Payment or Deposit for Your Trip is received.
• You insure all Prepaid Trip costs that are subject to cancellation penalties or restrictions and also insure the costs of any subsequent travel arrangements added to your trip within 21 days of their purchase.
• You are not disabled from travel at the time your plan cost is paid.
For Questions Call 1-844-228-3679
Review the Plan Document for complete terms, including benefits, conditions, limitations and exclusions that apply, including the exclusion for pre-existing conditions. This document contains highlights of the plan. The Plan Document will be provided to you by your travel supplier upon purchase of the plan. Coverages may vary and not all coverage is available in all jurisdictions.
Refund Guarantee Add On
Refund Guarantee Add On is offered at the time of booking, for an additional charge of $299 Per Person.
When registering with 206 Tours pilgrimages, you have the option to purchase Travel Protection and the Refund Guarantee Add On Plan.
Travel Protection (listed above) provides coverage for medical issues during your trip and can protect your money if you need to cancel due to illness
of self or a family member (among other reasons). Travel Protection also includes coverage for lost or stolen luggage and more (as per www.206tours.com/insurance/insurance).
When you purchase Travel Protection, you will have the option to purchase a non-insurance cancellation fee waiver known as Refund Guarantee Add On (for an additional $299).
The sole purpose of the Refund Guarantee Add On is to permit travelers to cancel for any reason other than reasons for cancellation that are already covered by the Travel
Protection Plan without penalty, provided cancellation was made in writing (email is acceptable), no later than 24 hours prior to departure. If you purchased Refund Guarantee Add On,
you must first file a claim for cancellation in good faith with Travel Insured International (call 844-228-3679), and once denied reimbursement from Travel Insured International,
206 Tours will refund trip costs paid to 206 Tours in full (less cost of the Travel Protection Plan and less cost of the Refund Guarantee Add On).
The Refund Guarantee Add On is only available at the time of booking, and must be paid in full at the time of booking, along with your Deposit and the Travel Protection Plan.
Cancellations must first be pursued in good faith under basic insurance. Once purchased, the Refund Guarantee Add On is Non-Refundable. 206 Tours will assume no responsibility
for, and cannot be held liable for, any Wrongful, Negligent or Unauthorized Acts or Omissions of any travel agent or travel agency other than that of 206 Tours, Inc. itself, and its own employees.
Residents of New York, Minnesota and Missouri Only
If you are a resident of New York, Minnesota, or Missouri, the Refund Guarantee Add On waiver does not contain any restrictions. You may cancel your trip for any reason and receive a full refund of all trip costs paid to 206 Tours (except for the cost of the Refund Guarantee Add On waiver and the cost of the Travel Protection Plan if you purchased it). For New York, Minnesota, and Missouri residents, the Refund Guarantee Add On waiver may be purchased separately from the Travel Protection Plan. There is no need for residents of New York, Minnesota, and Missouri to pursue a claim under the Travel Protection Plan prior to seeking reimbursement for trip costs under the Refund Guarantee Add On waiver.